Recession Cash Games: Where to Park Short-Term Capital

Most people either spend their cash too quickly, or let it sit somewhere useless. And in uncertain markets, that mistake gets expensive. This week on The Return, we’re talking about one of the most overlooked money moves in the game: how to park short-term capital with purpose.

You’ve heard the advice: stay liquid, wait for your moment, be ready to deploy. But no one tells you where to actually keep your money in the meantime. Should you sit in checking? Open a money market fund? Stack Treasuries? What’s the risk? What’s the return? And how do you stay flexible without losing momentum?

This episode breaks it all down. We’re walking through the best high-yield cash positions right now, how to tier your liquidity, and how to build a parking strategy that protects your capital but still earns while it waits. Whether you’re holding for a dip, a life change, or just buying time; this is how you keep your money ready without letting it rot.