Shrey Sankhe

Wealth leaks through convenience. Swipe, tap, click. It feels painless because it’s designed to feel painless. That’s great for checkout conversion, not so great for your savings rate. The counter move is simple: add a little friction to spending and remove it from saving. Do that, and your default behavior starts working for you instead of against you. Why friction works Two ideas explain most of it: the pain of paying and precommitment. The pain of paying is the immediate “ouch” you feel...

Money gets messy fast. Subscriptions creep in, small expenses pile up, and accounts drift out of alignment. Chaos is normal. Control is optional. A short weekly reset pulls everything back to center so small problems never become big ones. This is not micromanaging. It is a quick ritual to review, realign, and remove friction. You spot leaks early, refresh your plan, and close the week cleaner than you started. Why a weekly reset works Three ideas make this tick: implementation intentions,...

Businesses do not wing it. They use rules, categories, and cadences that keep cash moving to the right places. Your money deserves the same structure. When you act like your own CFO, cash flow gets disciplined. You stop hoping and start planning. The play here is simple: set clear allocations, run a lightweight close each month, and review results against targets. Make decisions from numbers, not moods. When you do that, goals stop being vague and start becoming measurable. The result is a...