The 3-Year Wealth Plan: How to Work Backwards from a Financial Target

Most people drift toward wealth without a roadmap. They know the destination but not the route. A 3-year plan removes the guesswork by forcing you to reverse-engineer outcomes. Instead of hoping compounding will handle it, you design exactly how it happens.

Breaking big numbers into smaller, trackable steps changes everything. You see how much contribution is needed monthly, what ROI you must aim for, and when reallocations should happen. It’s not abstract anymore—it’s math. And math is much harder to argue with than vague ambition.

When you treat wealth like a project, you actually finish it. Deadlines, benchmarks, and course-corrections replace excuses and delays. In three years, the distance between “someday” and “done” shrinks dramatically. The future gets engineered, not imagined.